Your money.
Your values.
Complete clarity.
Connect all your accounts. See your net worth through a halal lens. Know exactly what needs purification, what you're paying in interest, and what your zakat obligation is. One dashboard. No guesswork.
The problem
You know you should be managing your finances through a halal lens. But where do you even start?
Your savings account accrues interest. Your credit cards charge it. Your investments may include companies you'd rather not support. Ramadan comes and you spend hours guessing your zakat. And somewhere in the back of your mind, you know the Quran says those who deal in riba are at war with Allah (Al-Baqarah 2:279).
The tools exist for conventional finance. Mint. Rocket Money. Mercury. But none of them understand what halal means. None of them calculate purification. None of them know what zakat is. None of them care whether Starbucks is on your boycott list.
Nuqsaf does.
What Nuqsaf does
Everything you need. Nothing you don't.
Riba purification report
Connect your bank accounts. AI identifies every interest and dividend payment from the past 12 months. You review each one, confirm or exclude, and get a PDF with the exact amount to give in sadaqah. Backed by a documented methodology your imam can verify.
Interest tracking
See how much you're paying in credit card interest every month. Nuqsaf tracks it across all your cards and shows you which debt to pay off first to reduce your riba exposure fastest. Not a judgment — a path out.
Zakat calculator
Stop guessing during Ramadan. Nuqsaf pulls your account balances, categorizes your assets, and calculates your zakat obligation automatically. Including zakat al-fitr for your household. One number. No spreadsheets.
Net worth dashboard
See your complete financial picture through a halal lens. Total assets, total liabilities, what percentage is clear, what needs attention. Updated every time you open Nuqsaf. The financial mirror you've been missing.
Ethical spending alerts
Choose the causes you care about. Nuqsaf flags purchases at companies on boycott lists you subscribe to — BDS, environmental, labor rights, or custom lists. Not a judgment. An awareness tool. Your values, your choice.
Halal alternatives
When Nuqsaf identifies a problem — interest-bearing savings, conventional investments, boycotted merchants — it suggests alternatives. Halal savings accounts. Sharia-screened funds. Ethical brands. The path from awareness to action.
How it works
Five minutes to complete clarity.
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1
Connect your accounts
Link your US bank accounts, credit cards, and brokerages securely through Plaid. Read-only access. No money movement. Nuqsaf never sees your credentials.
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2
AI analyzes everything
Every transaction from the past 12 months is analyzed. Interest income, interest paid, dividends, and flagged merchants are all identified and categorized using a documented methodology.
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3
You see the full picture
Your dashboard shows: net worth, purification amount, zakat estimate, interest exposure, and ethical spending flags. Review each item, confirm or adjust, and generate your reports.
Roadmap
Where we're headed.
Nuqsaf is building the financial operating system for Muslims. Here's what's shipping and when. Each feature is built with the same care: documented methodology, transparent AI, your imam can verify.
Annual riba purification report
Connect accounts, AI identifies interest income, you review and confirm, get a PDF. The foundation everything else is built on.
Dashboard + interest tracking
Net worth view. Credit card interest tracking with month-over-month trends. Debt payoff optimizer. The daily-use financial mirror.
Zakat calculator + fitra
Auto-populated from your linked accounts. Asset categorization, nisab threshold, 2.5% calculation. Plus household fitra. No more Ramadan spreadsheets.
Ethical spending + boycott alerts
Subscribe to the causes you care about. Get flagged when you spend at companies on those lists. BDS, environmental, labor. Your values, your choice, your data.
Halal alternatives + interest-free products
Halal savings accounts. Sharia-screened investment funds. Interest-free credit. The full escape hatch from the conventional financial system.
Methodology & trust
Built carefully. Reviewed seriously.
Nuqsaf does not issue religious rulings. It applies a documented methodology to your transaction data and produces reports you can verify. The methodology cites primary Quranic and hadith sources, is peer-reviewed by community members, and will be formally reviewed by qualified scholars before public launch.
We use softer language deliberately — "needs purification" instead of "haram," "clear" instead of "halal" — because Nuqsaf reports your financial state. It doesn't judge you.
Built for Muslims who want clarity, not guilt.
Nuqsaf is in private preview. Join the waitlist and be among the first to see your finances through a halal lens. Free to start. We read every request personally.
Join the waitlist