Halal financial intelligence
You earned interest this year. Here is what you owe.
Nuqsaf connects to your bank accounts, isolates every interest and dividend payment, and calculates the exact amount you need to purify. One report. One number. No guesswork.
Purification is where we start. Banking, cards, and interest-free loans are where we're going.
Starting nowThe problem
Most Muslims know they owe purification. Almost none know the exact amount.
Interest shows up in savings accounts, brokerage sweeps, dividend payments, and CD returns. It is scattered across institutions, buried in transaction histories, and easy to lose track of.
The obligation is clear in Islamic law. The math should be too.
Nuqsaf does not issue fatwas. It isolates the transactions, shows you the reasoning, and lets you make the final call.
How it works
Three steps. One report.
Connect accounts
Link checking, savings, and brokerage accounts through Plaid. Read-only. Credentials never touch Nuqsaf.
Review flagged items
Interest credits, sweep income, and dividend payments are surfaced with plain reasoning. You confirm or exclude each one.
Get your report
A dated PDF with the final amount, itemized ledger, methodology version, and audit trail. Built to keep or share with a scholar.
Methodology
The classification logic is versioned, documented, and open to scrutiny.
Every rule is documented. Every flagged item shows the reasoning behind it. The methodology version is stamped on every report.
Every flagged transaction includes the rule that triggered it. No black boxes.
The methodology evolves. Each report records which version was used so results stay traceable.
The software surfaces and organizes. You confirm or exclude. The final call is always yours.
Classification rules are informed by established fiqh positions. The full methodology is published for review.
From the founder
I built Nuqsaf because I needed it. Every year I spent hours across spreadsheets trying to calculate the exact purification amount across my accounts. The obligation was clear. The math never was. This product exists so the math is finally clear too.
Asghar Ali
Founder, Nuqsaf
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